About NY State Mortgages
CitySource Funding Corporation is a registered mortgage broker in New York State. Michael P. Callahan, a representative of CitySource Funding Corporation is your Mortgage Loan Officer.
We have dozens of lenders, from local to the largest national wholesale institutions, offering hundreds of programs to meet most all of your Residential and Commercial mortgage and loan needs. Every client and realtor is given VIP treatment, with commitment letters often produced in a few hours. We welcome a wide range of credit scores, from 560-840. NO APPLICATION FEE IS CHARGED. NO HIDDEN FEES.
Highlights
* We do not work banker's hours. Available 7 days a week.
* Commitment letters fast, good credit often in 2 hours. Tough credit, we still provide fast commitments.
* Every day we obtain approvals for people declined at other mortgage sources.
* We work very hard for our realtor friends, all their clients are on our VIP list.
* Manufactured homes, double-wides, and modular homes we welcome every day. Most competitors no longer have a source for these properties.
* We will accept an application on a property with a minimum loan amount of $50,000.
* We do not charge an application fee at all. Most competitors charge a $200-$500 app. Fee. We are not paid unless the loan closes.
* Homes just taken off the market we can still arrange financing.
* We have a bank attorney available in this same office. They will also act as the buyer's attorney if requested on a purchase at a discounted rate.
* We can offer the lowest mortgage rates.
* As a mortgage company we are licensed by the NYS banking department. All mortgages are third party arranged. Rates depend on the client's credit and available programs.
